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CHECKING

Founders Community Bank offers many types of  Checking  Accounts;

We know that changing banks is not easy, so we have developed a Switch Kit which contains all the forms you will need to make your 'move' a breeze.

Health Savings Account You need to have a qualified “High Deductible Health Plan” to open this account.  Check with your Health Insurance agent for eligibility before opening.  There is a monthly service charge of $3, and an initial set-up fee of $30.  We pay interest using a tiered rate starting on any balance of $250 and higher.  Images of the front of cleared checks are sent with monthly statements.  Interest  is paid monthly.

$100 minimum opening deposit.

Budget Checking:  No monthly service charges on your account when you maintain a positive balance.  Simply pay for your checks from us or any supplier of your choice and write away.  This account does not receive images of cleared checks. 

$100 minimum opening deposit.

Personal Checking: No monthly service charge on your account if you maintain a daily balance of $500 or an average daily balance of $1,500.  If your balance falls below either of these amounts then a $5 monthly fee will be charged.  Images of the front of cleared checks are sent with monthly statements.  If you have Direct Deposit into this account there is no monthly service charge.

$100 minimum opening deposit.

Nifty Fifty Checking: If you have reached the age of 50, you have earned the right to have No monthly service charge, No minimum balance requirement, No per check fee, and Free Founders Logo checks.  Images of the front of cleared checks are sent with monthly statements. 

$100 minimum opening deposit.

Founders Now:    Available to Individuals, Sole Proprietors, Qualified Nonprofits, and Government Agencies Only.  No monthly service charge on your account if you maintain a daily balance of $500.  If your balance falls below $500 then a $5 monthly fee will be charged.  We will pay interest on balances of $2,500 and higher.  Images of the front of cleared checks are sent with monthly statements. Transaction limits may apply.  Interest is paid monthly.

$100 minimum opening deposit.

Elite Business: No monthly service charge, No minimum balance, No per check fee, Images of the front of cleared checks are sent with monthly statements. 

$100 minimum opening deposit.                             Interest is not paid on this account.

Nonprofit Checking: No monthly service charge, No minimum balance, No per check fee.  Images of the front of cleared checks are sent with monthly statements. 

$100 minimum opening deposit.                               Interest is not paid on this account.

See Savings for Money Market Information.