FINANCIAL PRIVACY
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FINANCIAL PRIVACY |
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Privacy Notice
BECAUSE YOUR TRUST IS SO IMPORTANT
Your trust is the cornerstone
of our relationship. That is why we
work so diligently to safeguard your privacy.
The information that you provide us is kept in the strictest of
confidence.
We do not sell personal information about
our customers to anyone. We are
proud to make that commitment to you, because your trust is the foundation of
our business.
“We”, “our”, and “us”, when
used in this notice, mean Founders Community Bank.
When we use the words “you” and “your” we mean the following types of
customers:
Our consumer customers who have
a continuing relationship by purchasing or holding financial products or
services such as a:
Deposit account
Loan account
Safe deposit box
Non-public personal information
means information about you that we collect in connection with providing a
financial product or service to you.
For example, non-public personal information includes information regarding your
account balance, loan payment and overdraft history.
Non-public personal information does not include information that is
available from public sources, such as telephone directories or government
records.
INFORMATION WE COLLECT
We collect information about
you from the following sources:
Information
you give us on applications or other forms, such as your name,
address, social security number, and income
Information
about your transactions with us or other banks, such as account
balances and history of loan payments
Information
from a third party such as a consumer reporting agency
Information we receive as a result of verifying customer information
INFORMATION WE DISCLOSE
We are permitted by law to
disclose personal information about you to third parties in certain
circumstances. Examples of this
might include disclosures necessary to service your account, prevent
unauthorized transactions, or in response to a subpoena or other legal process.
We do NOT disclose any nonpublic
personal information about our customers or former customers to anyone, except
as permitted by law.
THE CONFIDENTIALITY, SECURITY, AND
INTEGRITY OF YOUR INFORMATION
We restrict access to
information about you to those employees who need to know that information to
provide products or services to you. We
maintain physical, electronic, and procedural safeguards that comply with
federal standards to guard your nonpublic personal information
INFORMATION ABOUT FORMER CUSTOMERS
If you decide to close your
accounts(s) or become an inactive customer, we will continue to adhere to the
privacy practices described in this notice.
We do not disclose information about former customers, except as
permitted by law.
QUESTIONS OR COMMENTS
We welcome questions or
comments regarding the procedures we follow to protect your financial privacy.
Please direct all inquires to the following address:
Attn: Privacy Officer
(805) 543-6500