FDIC INSURANCE on Certificates of Deposit (COD) up to $50 million

Using CDARS® - Certificate of Deposit Account Registry Services®, you can access up to $50 million in FDIC protection on COD investments. You work with us – the bank you know and trust – to secure large deposits from $250,000 to $50,000,000. You earn interest on your Certificate of Deposit investments. With CDARS®, there is no need to negotiate multiple rates or manually tally disbursements for each COD. You receive one regular monthly statement detailing your COD investments. You no longer need to consolidate statements at the end of each month, quarter or year. We do not charge annual fees, subscription fees or transaction fees. The rate you see is the rate you get. Because CDARS® deposits are eligible for full FDIC protection, you may not need to collateralize your deposits, thus eliminating the time – consuming task of tracking collateral values. You can select from various maturities – ranging from 4 weeks to 5 years – and choose the terms that best suit your investment needs. To learn more, contact Founders Community Bank at 805-543-6500 extension 227 or email us at mail@FoundersCommunityBank.com.


We know that changing banks is not easy, so we have developed a Switch Kit which contains all the forms you will need to make your 'move' a breeze.

Drop by or call us for the latest Annual Percentage Yield on our interest bearing accounts.