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The following checklist is intended to assist you in gathering the necessary information for the evaluation of your loan request. Forms required are italicized and included on this web site. These forms may be filled out on a computer and printed, or printed first and filled out by hand.

IRS Form 4506 signed by the president, secretary, managing member or partner of the business.
Customer Identification Verification Form & copy of Photo ID, one for each borrower or guarantor.
Personal Financial Statement for each owner of 20% or more of the business, all guarantors, and all officers of the business.
Personal Income/Expense Analysis for each owner of 20% or more of the business, and any guarantors.
Management/Ownership Information for each owner of 20% or more of the business, any guarantors and key employees.
Authorization to Release Information for each owner of 20% or more of the business, and any guarantors.
SBA Form 912 completed by each owner of 20% or more of the business, all corporate officers, and all directors.
Regulation B Form (Joint Credit)


Personal Federal Tax Return for the past three years for each owner of 20% or more of the business and any guarantors Please include all schedules and attachments.

Corporate Documents including Articles of Incorporation and By-laws, Partnership Agreement, Articles of Organization and Operating Agreement, and/or Trade Name Affidavit depending on the organizational structure of your business.

For franchise business, provide a copy of the current Uniform Franchise Offer Circular (UFOC) and Franchise Agreement.

Purchase Agreement(s) or letters of intent for subject real estate and/or business acquisition.

Business Premise Lease or letter of intent for subject real estate and/or business.

Affiliate Company Financial Information including three years tax returns, current balance sheet and profit and loss statement, and Notes Payable Schedule.

For construction loans, provide a preliminary hard cost budget or proposal from contractor, preliminary soft cost budget, estimated time-line for construction, and resume, references and financial statements from contractor.

For start-up businesses, or existing businesses planning major changes, please include the following: Business Plan and monthly Cash Flow Projections for initial 12 months, and annual projections for year 2. Projections must be accompanied by a detailed narrative of assumptions used in their development.

Existing information pertinent to this transaction, including previous appraisals, title policies, surveys, environmental studies and photos.

At Founders Community Bank, were here to assist in any way we can with the S.B.A. application process. Please feel free to contact Leah Pauly EVP/Chief Credit Officer at lpauly@fcbslo.com or (805)547-2522 directly with any question you may have.

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